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Stoker Home Loans

I’M READY TO HELP – WHEREVER YOU ARE IN THE HOME LOAN PROCESS

Get Started

Stoker Home Loans

I’M READY TO HELP – WHEREVER YOU ARE IN THE HOME LOAN PROCESS

Get Started

Ryan Stoker

SENIOR MORTGAGE BANKER
Stoker Home Loans NMLS 113460
503.819.9712 (OR) | 509.939.3003 (WA)
ryans@go-summit.com

Summit Mortgage Corporation | NMLS 3236

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Meet Ryan Stoker

Born and raised in the Northwest, I began my mortgage career in 2004. I strive to give my clients unmatched personalized service. I am fortunate enough to continue to work with my past clients and their family and friends as referrals today. I take pride in my attention to detail and product knowledge, which results in smooth transactions. I genuinely enjoy taking the time to educate my clients and also invite them to be part of making the best choices for themselves to meet their goals. Since 2009, Summit Mortgage Corporation has provided me an amazing platform and support to offer an unparalleled experience for all of those who allow me to go to work for them!

Industry Accomplishments:

  • Five Star Mortgage Professional Award ~ 6-Year Winner

Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon, Washington or Idaho?
Look no further. I have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs I specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today!

Team

Rami Ballweber
Senior Loan Processor
O: 360.567.2330 | F: 360.567.2331 
ramib@go-summit.com

Andrew Lamont
Licensed Transaction Coordinator
O: 360.567.2322 | F: 360.566.6881
andrewl@go-summit.com
NMLS 7847

Testimonials

Thanks so much for your help! Your team has been professional, helpful, and easy to work with. I will definitely return in the future if I find myself in need of another mortgage or refi, and I won’t hesitate to recommend you to friends and family.

– Elizabeth C.

Thank you Ryan and Andrew and team! You two were amazing! Always in constant communication always prompt and just wonderful to work with! Thank you.

– Tenneil E.

Ryan and his team are on point! Top notch service!

– Dustin B.

Blog Feed

Say Goodbye To Student Loan Debt With A Cash-Out Refi

If you have student loan debt, its important to start planning now for how you will resume payments. An option to keep in mind is the Student Loan Cash-Out Refinance option. This type of mortgage refinance allows homeowners to use their home equity to pay off student loans. To be eligible, borrowers must have sufficient […]

How DSCR Loans Open Doors To Real Estate Financing

Non-QM loans are designed to cater to borrowers who may not meet all the criteria of a Qualified Mortgage (QM) but can still repay the loan. They offer more flexible lending options and are often used for borrowers with unique financial situations or complex income sources. One category of Non-QM loans which is attractive to […]

Prepaids Closing Costs: All You Need To Know

When you’re buying a home, it’s important to factor in closing costs. These are the fees paid to various parties involved in closing your real estate transaction. This includes your lender, title company, and appraiser. Another expense in closing on your home is your prepaids. These are funds collected in advance to cover the expenses […]

Resources

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SUMMIT MORTGAGE CORPORATION | NMLS 3236 • Equal Housing Opportunity
Information is not guaranteed and should be verified. Licensed in CA by the Department of Business Oversight. Loans will be arranged or made pursuant to the California Financing Law. Questions and concerns may be directed to support@go-summit.com, 4700 S Macadam Avenue, Portland, OR 97239. NMLS Consumer Access – Summit Mortgage Corporation/3236. Not all applicants will qualify. The views expressed here are my personal views and do not reflect the views of my employer. Stoker Home Loans is a division of Summit Mortgage Corporation. Andrew Lamont is licensed to originate mortgage loans in OR/WA. Ryan Stoker is licensed to originate mortgage loans in OR/WA/ID.

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